What we do

Expose risk, protect our future.

This is one of the industry's most renowned Underwriting teams - and for good reason. The hugely talented people who work here combine an in-depth understanding of good business with an instinct for what matters to customers. They understand that what they do helps people put things right when they go wrong, and even bring some stability when the worst comes.


One team of Underwriters focus on our Personal Lines of insurance and create, develop and manage the personal underwriting and pricing strategy across our business. They set the prices for auto, home, lifestyle, and high-value personal lines business, while managing the underwriting criteria for risk acceptance.


Then on the commercial side, our underwriters are aligned to either our Small to Medium Enterprise (SME) or Global Corporate & Specialty (GCS) portfolios dealing with commercial auto, motor, property and liabilities – negotiating on renewals and quotations and providing tailored solutions to meet broker and customer needs.


Building the best products for our customers and making the smartest risk valuation decisions relies on a lot of data, so our Underwriting business also includes Aviva’s Data Science practice. Here, our Data Sciences use the latest tools in machine learning and predictive modeling to help our business make sense of what the numbers are telling us.


Whichever area you join, you’ll be involved in everything from performance management, competitive position analysis and profit-share calculations, to underwriting strategy, pricing tenders, referrals and distributed price testing. So you'll have the scope to move the business in interesting and challenging new directions.


To find out more about each one view our current underwriting vacancies.



As you'd expect of a business our size, we recruit into a lot of different locations. To find out if we're recruiting the right role for you in your area, visit our current vacancies page. If you're interested in all the places we do business, visit our main Locations page.

Hear from our Underwriting people


Sebastien Morse


Travis Gregory